Gong Xi Fa Cai

Have a fantastic Year of the Ox.

Can it get worse than last year?

If you ask me it depends how you measure it - I reckon year on year life gets better and better.

HOW? - Just measure the good stuff - try to fix/improve the things that didn't got quite so well and there you have it - EVERY YEAR GETS BETTER.




Gong Xi Fa Cai - even to the bankers, including the Icelandic ones - they all deserve a break, I guess!